Evans Insurance Services Inc. Blog
Living with children from newborn to preschool takes great responsibility. You might have checked the safety cabinet, locked the doors, closed the windows, but is your house truly child proof? In addition to constant supervision, here are some ways that could help you to better secure your house and promote safety to your children:
There are generally 3 levels when trying to prevent and control accidents. Although you can not totally control everything, there are ways you can minimize risk. Minimizing the risk and the rate of occurrence are the biggest steps in accident control. The first step is doing actions that can help prevent the accident. The second level are actions that can help minimize the impact if the accident does happen. And lastly, how do you respond in the accident aftermath.
Hi my name is Steven Evans and I'am President of Evans Insurance Services Inc. Our office is located in Malvern, right here in Chester County Pennsylvania. We are located in a populated area and have noticed that most accidents my customers report are rear end collisions. The Insurance Institute of Highway safety reports that rear end accidents are the second most common collision (the most common being accidents caused while backing up). Additionally, secondary chain reaction collisions often occur, leading to further damage and injury.
In almost all cases rear end collisions are caused by following the car in front of you too closely. If you want to be a better driver, give yourself more space between you and the person in front of you. The Pennsylvania DMV recommends at least a 4 second following distance in normal driving conditions. A good rule of thumb is one car length per 10 mph. Keeping a safe following distance will give you vital seconds to avoid a collision. In certain conditions it is necessary to increase your following distance.
Some conditions include:
• Roads that are slippery or unpaved. Also, be careful when roads are covered with leaves as
this can be as slippery as ice.
• You are following a large vehicle whose rear view is blocked, such as a large truck or
motor-home. These drivers may slow or stop without knowing you are behind them.
• Towing or hauling large loads require more stopping distance.
• You are following vehicles that make unexpected stops, such as school buses.
Remember that no matter the case, if you rear end someone, it is automatically your fault. It doesn't matter if the person stops suddenly or is drunk, a rear end collision is an at fault accident and will most likely affect your auto insurance rates (Unless of course you have accident forgiveness). I feel that if drivers follow these simple rules, they will become better drivers.
Be safe and please don't text and drive!