Evans Insurance Services Inc. Blog
Planning to live in a condominium? Living next to the office, providing a shelter for children next to their school, living in the city etc.- Whatever the reason is, getting a condominium unit is a very good investment.
Purchasing a condominium unit needs a lot of considerations but with enough planning comes less problems and worries. Be knowledgeable of existing resources that could help you in not only buying but even maintaining your unit.
In order to purchase the condo unit that would give you the optimum satisfaction, here are what you need to know when buying a condo unit:
If you have a very desirable property for rent, you will get a lot of inquiries. It is assuming your property is available and has been advertised well. Going through all your applicants will be time-consuming. It may be a happy problem to have, but it does take considerable time and effort.
You will want to be efficient in handling, sorting, and choosing your prospects. Of course, you do not want to compromise the quality of your tenants. It is why this is a very important step. But how can you be more efficient? Here are some ways.
If you live in a small space, whether it is a house, apartment, or condo, every inch matters. How can you balance the right look and function of your small space?
It greatly depends on your furniture choice. You want something very pleasing to the eyes. At the same time, you want it useful and convenient. Here are some common features you may want to look for in choosing the right furniture.
Getting into your home can be easy. Many burglaries do not even need to force their way in. The most common entry points are the front door, window, or garage. This is why it is very important to keep these entry points always secure. For windows, it can be very simple. Here are some ways you can secure your home windows.
We've most likely all experienced this. Being locked out of the house is more common than you think. For almost all instances, it is simply starts with forgetting your key inside as you walk out of a locked front door. Many will leave keys hidden outside of your home, but this is very dangerous. Many burglars do not need forced entry as they know where to look for that hidden key outside your home. So how can you avoid being locked out without compromising security?
There are numerous problems we find in our homes, and one of the most common problem is damage caused by water. It only takes a small leak in your house for big costs to arise, not only to fix the leak but also to replace or repair damaged items. The best way to ensure these costs don’t appear is through prevention measures. Here are 8 tips that will save you from the headache from having water damage in your homes.
I’m writing this article because one of my customers asked me about how insurance companies look at trampolines. Now in the last year, I spoke to a nurse who works in the ER who said that many of the injuries that come into the emergency room have to do with trampoline accidents. I can just imagine that some of these injuries can be quite serious. My recommendation is always talk to your insurance agent before buying a trampoline. Some companies refuse to insure them, while most companies will require that you have a net put around your trampoline. My opinion is that you just have to practice common sense safety.
The first thing you do after you buy a trampoline is sit down with your kids and set some safety rules for the trampoline. Here are some suggestions for rules. Rule number one is to limit jumping to one person at a time. The second rule is to not allow balls or other items on the trampoline to eliminate interference with their jumping. Rule three is no rough housing or clowning around on the trampoline (this will surely be prevented when only allowing one person on the trampoline at a time). The fourth rule is no tricks allowed on the trampoline; for example, no somersaults. Rule five is to secure the net with a lock and to put a “Keep Off” sign on it so that when the family is not home, it is not used. Rule six is to not allow kids under the age of 6 on the trampoline because it is not recommended. The seventh rule, and for me the most important rule, is that no children should be allowed to use the trampoline without strict adult supervision to ensure all the rules are adhered to. After all, wouldn't you feel horrible if a child was injured or worse yet paralyzed on your property because of a poor decision they made while on your trampoline?
Remember kids will be kids, and they have short memories about what they need to do. You can be there to make sure they don’t forget. Besides, who really has the time and energy to deal with a major law suit? Similar to owning a pool, owning a trampoline means you have more responsibility and are assuming more liability. Also keep in mind you would be a great candidate for an umbrella policy or catastrophic liability policy. You can purchase a one million dollar umbrella policy for around $155 to 200. For a little more in price, you can purchase a two million, three million, four million or five million dollar umbrella policy, but be sure to protect yourself. Please call me at 610-889-9300 to discuss further.
Also, you can can search Goggle for more information about trampolines. You will be amazed at what you’ll find on the topic.
Your Agent and Friend
Evans Insurance Services Inc.